Car Accident and Your Car Insurance

It’s one event that we hope never happens to us or anyone we know, a car accident. Car accidents not only provide a great chance at personal injury, but having to talk with insurance companies is a hassle in and of itself. There are many different ways in which to receive Chiropractic care following an accident. These options include Medical Payment, 1st party claim, 3rd party claim, and uninsured motorist claim. This all depends on what type of car insurance you have and who was at fault in the car accident.

The type of car accident claim we will talk about today is called Medical Payment or MedPay type of claim. MedPay is an option on your car insurance that allows you to receive medical care, including Chiropractic, using your own car insurance coverage. MedPay is a set amount of money that can be used for each separate incident. Depending on your coverage, the amount can be anywhere from $1,000-10,000 or even more. One of the best features about having Medical Payment coverage is that it doesn’t matter who was at fault for the accident, you can still have medical expenses covered.

If you are in a car accident give Ryno Family Chiropractic a call to find out what type of car accident coverage you have.

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